Why Do Families Choose Funeral Advantage?
The mission of Funeral Advantage is to help make sure things go smoothly and easily for the loved ones in charge of your funeral arrangements. Funeral Advantage is not a pre-payment plan nor does it utilize a network of funeral homes or cemeteries. What makes Funeral Advantage unlike any other final expense policy is its partnership with the Funeral Consumer Guardian Society® (FCGS). The Funeral Consumer Guardian Society (FCGS) is an independent senior consumer advocate organization that is not affiliated with any religion, funeral home, cemetery, or any particular funeral approach – giving you maximum flexibility. There is never any obligation or pressure to buy anything as a member.
Funeral Advantage Benefits
Without a plan to follow, those who will be handling your final arrangements are very likely to end up overspending by hundreds or even thousands of dollars. Your loved ones may even have to go into debt as a result. Every Lincoln Heritage Funeral Advantage policy comes with a number of benefits that separate it from other life insurance plans. Funeral Advantage helps surviving loved ones in charge of funeral arrangements cope with the many details that immediately arise, so everything goes smoothly during a time of intense emotions and stress. We’re here to help members save money on their funeral, yet still have the quality funeral they desire —without putting any financial burden on family or friends.
|What You Get With|
|What You Get With|
Other Final Expense Plans
Fast Cash to Cover Final Expenses
|Families can pay funeral bills and wait for reimbursement|
Approved Claims Paid in 24 Hours
|Benefits check can take weeks or months to reach your family|
|Expert Price Guidance|
Professional funeral cost advice and price savings
No guidance or savings
Caring and experienced help for your loved ones
No support offered
Just a one-page application
Confusing insurance applications
No medical exam, just simple health questions
Tests, background checks?
|Affordable Monthly Rates|
Perfect for families on a fixed income
|Low “intro” rates, such as $1 for the first month, quickly increase|
How The Funeral Consumer Guardian Society® Helps
The FCGS helps you get your Funeral Plan done according to your wishes. It will be one of your most important personal documents upon your death. It answers the questions that must be answered, and makes the decisions that must be made. Your Funeral Plan can prevent confusion… arguments…worry. It can also prevent over-spending by loved ones during an emotionally vulnerable time because your Plan puts you in charge of what your funeral will cost.
One phone call to notify the FCGS of your passing saves loved ones from a lot of work and stress. The FCGS contacts select funeral homes in your area, provides them with your Funeral Plan, and supports the budgetary details as set forth in your Plan, helping your family find price discounts whenever possible.
The FCGS can help you make sure the person taking care of your final arrangements will quickly receive the money they need to pay your funeral bills — without putting any big financial strain on you. You can use our Funeral Cost Estimate tool to help determine how much you’ll need.
The FCGS stores your Funeral Plan safely for you in its secure computer archives. It is available to you any time through a special coded ID card. Revise your Funeral Plan as you wish — no hassle, no wait.
Rated A- Excellent by A.M. Best
Rated A+ by the Better Business Bureau (BBB)