Going the Extra Mile to Protect Families

Our great privilege is the opportunity to protect you and those you love.

For over 60 years, Lincoln Heritage Life Insurance Company^® has understood the importance of preparing for the end of life’s journey and the need to safeguard the ones who matter most to you. Our commitment to offering an affordable and comprehensive policy has helped us become the leader in the end of life insurance space, but we’ve made our name by standing behind our policyholders and helping guide them through the uncertainty that comes with death.

 Join the millions of families who have placed their futures in our care.

Let’s PLAN TOGETHER

Leading the Way

48 States

We offer a whole life insurance plan for individuals up to 85 years old in 48 states across the U.S.

Not available in NY and WA*

$8.7 million

Last year alone, Lincoln Heritage saved policyholders’ families over $8.7 Million dollars in unnecessary or unwanted funeral costs at the time of need.

1,000,000 +

We currently have over 1 Million active insurance policies in-force managing over $11 Billion dollars of in-force policy value.

As of 2025*

DETERMINE YOUR COVERAGE NEEDS

Doing Business With Integrity & Principles

We believe the way you do business says a lot about the values of the organization. We are proud to say that since 1963, Lincoln Heritage has been a company committed to doing the right thing for its policyholders, their families, and our agents.

FAQs

Unlike many other life insurance plans, you do not need to worry about taking a medical exam to qualify – there are a few health questions within the application that help determine qualification.

Funeral Advantage is a whole life policy that has no term limit. That means that no matter what age you live to, your policy will remain active so long as premiums are paid.

Funeral Advantage accepts 99% of all applicants even if they have pre-existing health conditions or have been denied coverage by other insurance plans. Your qualification is determined by your answers to health questions on the application.

Funeral Advantage is not affiliated with any particular funeral home or funeral approach, giving you and your loved ones maximum flexibility.

Absolutely. Funeral Advantage was designed to be affordable even on a fixed income, accessible to most adults up to 85 years old, and available when the time comes.

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