• Are Funeral Expenses Tax Deductible?

    Funeral expenses are not deductible on an individual’s federal income tax return. However, certain qualifying funeral expenses may be deducted on a federal estate tax return using IRS Form 706, Schedule J. For deaths occurring in 2026, the federal estate…
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  • Final Expense & Burial Insurance in Alabama

    If you’re just starting to plan for your final arrangements, you might not know the scope of the costs. You might be surprised to realize that all across the country, funerals can be quite costly. And Alabama is no exception….
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  • Funeral Myths: 10 Questions to Ask When Choosing a Funeral Home

    Finding a funeral home is difficult, regardless of whether you’ve just lost a loved one or are working on pre-planning. The details surrounding death can make us uneasy, and we often avoid thinking about the topic until absolutely necessary. But…
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  • What is the Funeral Consumer Guardian Society®?

    Every Lincoln Heritage Funeral Advantage® policy comes with a free membership to the Funeral Consumer Guardian Society®, an independent consumer advocate organization founded in 2000 to provide professional guidance to member families during the funeral planning process. The FCGS ensures…
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  • Burial Insurance for Seniors: Costs, Rates & Coverage

    Burial insurance for seniors, also known as funeral or final expense insurance, is a great life insurance option for seniors. It helps pay for funeral related costs to help ease financial and planning burdens for loved ones. Plans range in price from…
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  • What is Burial or Funeral Insurance & How Does it Work?

    Burial insurance, also called funeral or final expense insurance, is a type of life insurance designed to help cover funeral costs and other end-of-life expenses. Policyholders pay premiums for a chosen death benefit, which is paid to the designated beneficiary…
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  • What Is a Scattering Ashes Ceremony?

    Whether you are planning a loved one’s final disposition or want to plan your own, an ash scattering ceremony is something you might want to consider. The cost of funerals continues to rise, and a scattering ashes ceremony is one…
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  • What Is a Funeral Procession?

    Planning a funeral for yourself or a loved one involves many intricate details that you may have never considered. For instance, the funeral procession is one detail that many people don’t think about until the time has come to plan…
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  • Celebration of Life vs. Funeral

    In Western culture, somber traditional funerals have typically been the most popular way to say goodbye to loved ones. Recent trends show that some people are choosing to say goodbye with a celebration of life service instead. If you are…
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  • How to Pay for a Funeral With Life Insurance

    Life insurance can be used to help pay for funeral expenses. After a claim is approved, the beneficiary generally receives the death benefit and can use the proceeds toward funeral costs or other expenses. In some cases, a funeral home…
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  • What Is Insurable Interest in Life Insurance?

    Definition Insurable interest is a term used by life insurance companies to define who is eligible to take out a life insurance policy on another person. Here is how the government answers the question, “What is insurable interest?” Insurable interest: “Insurable…
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