About Lincoln Heritage Life Insurance Company®

Since 1963, Lincoln Heritage has strived harder than any other company to provide the best customer service in the final expense life insurance industry. At the time, final expense claims could take several months to be paid to beneficiary families. The concept of fast claims payment and 24-hour service was unheard of. As such, our founding mission was to set a new standard for prompt, friendly, and accurate life insurance services. Today, we are the national leader in this market because of our commitment to exceptional customer service to our agents and policyholders. We truly believe the customer comes first. Because of this, we have become experts at what we do. Each and every day we are committed to doing a better job of serving you and our other valued customers. The cornerstone of our daily operations is still old-fashioned, personalized service.

For us, exceptional service means live people answering phones rather than computers, processing payment of approved benefits within 24-hours, and providing support to our policyholders’ families upon their passing. As a family-owned and operated company with representatives in 49 states and over 1 million policies in-force valued at more than $8.7 billion, we don’t answer to the quarterly demands of Wall Street. We answer to a higher calling. We take the long view in managing our business, building something of lasting value that we can be proud of today and in the decades to come.

Lincoln Heritage Life Insurance Company has an A+ rating with the Better Business Bureau and an A- (Excellent) rating with A.M. Best. A.M. Best is an organization that evaluates the financial strength of insurance companies.

More than one million policyholders depend on Lincoln Heritage Life Insurance Company to be by their side in their time of need and thousands of agents take pride knowing their hard work serves families in their communities. The need for a financial safety net is growing and increasingly underserved, giving us a real opportunity to help people across the country get the protection they need – at a price they can afford.

Last year alone we paid over $198 million in claims. We receive hundreds of customer testimonials every year from people who have experienced our fast claims service and exceptional customer service.